If you’ve been thinking about buying a home but the past couple of years felt like an uphill battle, here’s some encouraging news: home affordability has just reached its best point in 2.5 years.

That’s a big deal — and it’s creating new opportunities for today’s buyers.

What’s Behind the Improvement?

Two major shifts are helping affordability trend in the right direction:

1. Mortgage rates are moving down.
After a stretch of higher-than-normal rates, we’re finally seeing them ease. Even small drops can make a meaningful difference in your monthly payment and overall buying power.

2. Home price growth is moderating.
While prices haven’t necessarily fallen everywhere, the pace of increase has cooled. That gives buyers more breathing room and a better shot at finding a home within budget.

Together, these changes mean the “math” of home buying looks a lot more favorable than it did not long ago.

Is the Affordability Challenge Completely Solved?

Not quite. Supply is still tight in many markets, and affordability varies by region. But the trend is positive — and that’s something we haven't been able to say in a while.

If you’ve been waiting for the right moment to re-evaluate your options, this is your sign to take another look.

Curious What Today’s Market Means for You?

Your personal buying power may have improved more than you think. A quick affordability check can help you understand:

  • How much home you can comfortably afford today

  • How changing rates impact your payment

  • What neighborhoods may now fit your budget

  • Whether it makes sense to buy now or keep waiting

If you’re ready to explore the possibilities, DM me anytime. I’d be happy to run the numbers and show you how this shift could open new doors for you.